Finance with an installment loan of $ 60,000 and still remain flexible
You should finance larger loan amounts in a particularly well-planned manner. It is obvious that a qualified loan comparison should be made before signing a loan agreement – the daily databases and calculation tools on Astro Finance will help you do this. With larger sums, however, further considerations are worthwhile. Many banks pay out a maximum of 50,000 USD, so it can be worthwhile to take out two smaller installment loans if the overall interest rate is cheaper. With large loan amounts, optimizing personal creditworthiness is sometimes particularly worthwhile.
Our most popular loan amounts:
- 1,000 USD
- 1,500 USD
- 3,000 USD
- 5,000 USD
- 10,000 USD
- 15,000 USD
- 20,000 USD
- 25,000 USD
- 30,000 USD
- 50,000 USD
- 60,000 USD
- 70,000 USD
- Acquisition of new cars / oldtimers : Would you like to buy a new car or an oldtimer? Then you should already know what your credit will cost before the first visit. A well-planned loan is usually cheaper than financing from a dealer or manufacturer because you can negotiate discounts.
- Buying property without equity : Buy immediately instead of looking at rising property prices: If you lack the equity for traditional home financing, an installment loan can help. Obtain 60,000 USD with an installment loan and use it to finance e.g. B. the incidental acquisition costs.
- Party cellar or swimming pool : Your children have moved out and you want to enrich your house with a swimming pool in the garden and a bar in the basement? With the right loan, both wishes can be financed quickly and easily.
Compare, negotiate and optimize creditworthiness
If you want to finance USD 60,000 with an installment loan, some of the banks on the market fail: Many institutions cap their loan amounts in standardized retail banking at USD 50,000 or even less. Fewer competitors are tantamount to higher costs. This problem can be avoided by making a particularly intensive comparison. Also include banks with a credit-related interest rate – the interest rates for large loan amounts, contrary to what is assumed, tend to be lower than higher – a unit cost effect.
It can be worthwhile to optimize your own creditworthiness in advance of the comparison. Cancel general or overdraft facilities that you will never use anyway. Close customer accounts with mail order companies and get rid of superfluous credit cards and checking accounts. All of this can help improve your score at credit bureaus like Credit Bureau. Even negotiating can pay off with larger loan amounts. For example, how much lower the interest will be if your spouse also signs the loan agreement. And: In the event of falling interest rates, special payments should be free of charge.
Step by step to installment loans
The path to the dream loan is easier than you think. We have compiled tips and advice for the process of an online loan application as a free download guide (PDF). Explained in a simple and understandable way by our experts.
Postident: How it works
When applying for online credit, the Postident procedure is used to determine the borrower’s identity. Our experts explain in 3 steps how the identity check process works in the post office.
Tip: A large loan is worth some effort
If an installment loan is used to finance 60,000 USD or even larger sums, a loan comparison is mandatory. Sometimes it can be worth taking out two smaller loans. In the run-up to the application, optimization measures can improve the score – for example, by terminating unnecessary credit lines, customer accounts and credit cards.